Winning starts with beginning
There will never be a "perfect" time. Start now, with whatever you have. The tools you need will come to you as you learn more about SFI and work toward your goals. And don't be derailed by "perfection paralysis" either. Realize that you won't be able to do everything perfectly. Do the best job you can. Keep learning and keep moving ahead. That's the key.
"You don't have to be great to get started, but you have to get started to be great."
"Everyone who got where he is had to begin where he was."
-Richard L. Evans
"A determined soul will do more with a rusty monkey wrench than a loafer will accomplish with all the tools in a machine shop."
"Don't waste time calculating your chances of success and failure. Just fix your aim and begin."
-Guan Yin Tzu